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Kniru

Kniru

Manage personal finances with AI insights.

Kniru

About

Kniru is an AI-powered personal finance platform designed to help users track, manage, and optimize their finances, including transactions, investments, loans, and receive AI-generated insights for smarter decision-making. It provides tools like net worth tracking, subscription management, and actionable spend analysis, all accessible through a secure, unified dashboard. Users can monitor stocks, ETFs, and cryptocurrencies in real-time, manage debts, and analyze their investment portfolio comprehensively. The platform ensures easy financial management with features enabled by five years of dedicated research, offering both free and premium plans.

Competitive Advantage

Free core features with research-backed AI insights enabling comprehensive financial management.

Use Cases

Net worth tracking
Expense management
Investment monitoring
Debt management
Spending analysis

Pros

  • Comprehensive financial dashboard
  • Real-time financial insights
  • Free core features
  • Advanced AI options available

Cons

  • Advanced features paid
  • Limited to personal finance
  • Full AI features coming in 2025
  • Potential data privacy concerns

Tags

personal financeAI insightsinvestment trackingbudgetingexpense management

Pricing

Freemium

Features and Benefits

Net Worth Tracker

Tracks and displays what you're worth financially by syncing all account data and assessing financial growth over time.

4/5 uniqueness

Subscription Manager

Identifies recurring charges to help manage monthly expenses effectively by alerting you to unnecessary spendings.

4/5 uniqueness

Actionable Spend Analysis

Provides insights into spending habits, categorizing expenses to uncover savings opportunities without feeling judged.

4/5 uniqueness

AI Financial Copilot

Offers personalized financial advice by understanding your habits and patterns, acting like a virtual advisor.

5/5 uniqueness

Investment & Portfolio Tracker

Monitors and analyzes a variety of investment types, enabling informed decisions with real-time market data.

3/5 uniqueness

Target Audience

Individual users managing personal finances

Frequently Asked Questions

Yes, it offers a free plan with basic AI and transaction tracking features.

Kniru provides bank-level privacy and security for user data.

Kniru's AI is tailored to individual financial habits, offering personalized insights.

You can connect all your banking, investment, loan, and credit card accounts.

Kniru offers advanced paid plans and plans to offer financial products in the future.

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